Report: Crypto Payment Rail Becomes Default Settlement Layer for AI Agents, USDC Accounts for 98.6%

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A recent report from Keyrock shows that between May 2025 and April 2026, AI agents executed over 176 million on-chain transactions, totaling more than $73 million. Most transactions were under $0.30, making traditional payment methods inefficient. Crypto market activity shows that blockchain settlement, with costs under a fraction of a cent, is now the dominant method for machine-to-machine micro-payments. USDC accounted for 98.6% of these settlements, highlighting the role of stablecoins in crypto analysis and infrastructure adoption.

According to CoinDesk, a report by crypto trading firm Keyrock revealed that between May 2025 and April 2026, AI agents executed over 176 million transactions on blockchain networks, with a settlement value exceeding $73 million. Since 76% of agent transactions are below the $0.30 fixed fee threshold of traditional card payments—while blockchain settlement costs are only a fraction of a cent—crypto payment rails are becoming the preferred infrastructure for machine-to-machine micropayments.

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