Financial technology analysts say that the total value of international stablecoin payments between businesses will reach $5 trillion by 2035.Juniper Research stated in a new report.
This number will be 373 times the estimated total value of $13.4 this year.
The research firm stated, “Stablecoins are increasingly embedded in cross-border business-to-business (B2B) transactions, fund operations, and supply chain settlements, offering advantages in programmability and 24/7 settlement finality over correspondent banking channels,” and added that they are “disrupting correspondent banking channels.”
Juniper stated that the growth driver is stablecoins increasingly addressing inefficiencies in cross-border payments within traditional finance.
The company estimates that by 2035, 85% of the total transaction volume of stablecoins will come from B2B, and fiat-backed cryptocurrencies will transition from speculative assets to the foundational layer of institutional payment infrastructure.
The company stated that stablecoins are increasingly being integrated into international payments, treasury operations, and supply chain settlements between businesses, as their round-the-clock fast finality offers advantages over correspondent banking channels.
Jawad Jahan, analyst at Juniper Research, said: "Stablecoins are not intended to replace payment infrastructure; they are being adopted in areas where their advantages are most pronounced. The cross-border B2B sector is precisely where these advantages are most evident, and we expect the most sustained growth in transaction volume in this sector over the forecast period."
He suggested that stablecoin issuers should focus on enterprise integration and treasury partnerships to capture the majority of value.
At the beginning of this month, Chainalysis stated that stablecoins are progressing well, predicting that by 2035, cryptocurrency will become the foundational layer of global finance, with adjusted transaction volumes expected to reach $719 trillion. The blockchain intelligence firm also said that when cryptocurrency becomes the default choice for the next generation, “the question is no longer whether stablecoins will compete with traditional payment methods, but how quickly they will replace them.”