BlockBeats report: On February 27, blockchain capital markets company Figure released its financial results for the fourth quarter and full year of 2025. In the fourth quarter of 2025, transaction volume in the consumer lending market reached $2.7 billion, a 131% increase year-over-year. Net income increased by 91% year-over-year. Adjusted net income amounted to $158 million, up 106% from the fourth quarter of 2024. Net profit rose 156% year-over-year to $15 million.
For the full year of 2025, the company's net profit increased by 574% year-over-year to $134 million, and net revenue rose by 49% year-over-year to $507 million. The total transaction volume in its consumer lending market for the year reached $8.4 billion, up 63% year-over-year.
In addition, the Figure board has authorized a stock repurchase program allowing the company to repurchase up to $200 million of Class A common stock and blockchain common stock over the next 12 months.