Odaily Planet Daily reports that Avichal Garg, partner at Electric Capital, noted that as AI agents become increasingly autonomous, developers are beginning to equip them with crypto wallets, enabling software to hold assets, pay for services, trade tokens, and even hire other AI agents. This trend is driving cryptocurrency toward a new phase—building financial systems for “non-human entities”—though the legal framework remains significantly behind. He believes that, leveraging blockchain’s programmable funds, instant settlement, and global accessibility, AI agents can not only make decisions but also independently execute transactions, forming software entities capable of “thinking and performing financial activities.”
Garg stated that this model is similar to the emergence of the limited liability company in the 19th century, which lowered the productivity barrier for economic activity. As participation costs continue to decline, more individuals and teams worldwide can leverage AI agents to create economic value.
However, the core issue remains the definition of legal liability. Since AI itself cannot be punished, it is still unclear who should be held accountable when an AI agent with an independent wallet engages in trading, lending, or commercial activities that result in losses. This issue may become a fundamental challenge that future regulators must address.