Tannie predicts that in three years, people may no longer discuss stablecoins as a separate category, but instead view them as underlying infrastructure embedded within payments, finance, and global value flows.
Author and source: Cregis
On the evening of April 22, a dinner titled "The Reserved Table: Redefining Asia's Future of Settlements," co-hosted by Cregis, Tether, WIDTH, StraitsX, and PlatON Network, took place in Bangkok, bringing together key decision-makers from payments, stablecoins, cross-border settlement, and finance to explore the future evolution of Asia’s financial infrastructure.
Cregis's Southeast Asia lead, Tannie, shared a series of insights during the panel titled “A New Standard of Value: Stablecoins, Settlement & the New Money Stack.”
He noted that the market still views stablecoins through a "product" lens—as tools for yield or speculative collateral—but in Cregis’s practice serving enterprise clients, stablecoins have substantially transitioned into infrastructure. Enterprises are not primarily concerned with yield; rather, they focus on achieving global real-time settlement, cross-regional liquidity management, and reducing dependence on banking channels.
Tannie believes the biggest misconception is reducing the advancement of stablecoins to simply "faster and cheaper." The true architectural shift lies in programmable control of value: MPC-based enterprise-grade infrastructure is transforming authorization, risk management, and reconciliation processes—not as a replacement for payment channels, but as an entirely new operating system for enterprise finance.
He also emphasized that for stablecoins to truly integrate into the modern financial system, two key challenges must be addressed: interoperability standards between on-chain and off-chain financial systems, and a programmable KYC/AML compliance layer. Once these are mature, stablecoins will no longer be seen as “alternative channels,” but as the channels themselves.
Looking ahead, Tannie predicts that in three years, people may no longer discuss stablecoins as a separate category, but instead view them as foundational infrastructure embedded within payments, finance, and global value flows.