Ripple Treasury Seeks to Push Onchain Payments Into the Corporate Mainstream
According to Jack McDonald, Senior Vice President of Stablecoins at Ripple, over 1,100 corporates, including Coca-Cola and American Airlines, are actively exploring onchain payments.
More notably, this is a clear signal that global enterprises are rethinking how money moves, and why the old systems may no longer be enough.
For years, blockchain-based payments have sat on the sidelines, but this perception is now fading fast.
Ripple Treasury, a platform developed through a partnership between Ripple and GTreasury, is anchoring a paradigm shift. Designed as a next-generation financial command center, it brings together cash management, crypto assets, liquidity tracking, and cross-border payments into a single, unified interface.
For CFOs and treasury teams, this shift goes far beyond a tech upgrade, it reshapes how finance operates at its core. Instead of managing disconnected systems and lagging reports, they get a real-time, unified view of cash and liquidity.
The payoff is immediate, thanks to quicker & more confident decisions, stronger risk control, and capital that can be deployed with far greater precision.
Why Corporates Are Racing Toward Onchain Payments
Global payments are still weighed down by settlement delays, high transaction costs, and limited transparency. Blockchain rails change that equation, enabling near-instant settlement, continuous operation, and far greater visibility across cross-border flows.
Momentum is also building through connectivity. Ripple Treasury and XRP’s integration with SWIFT is helping bridge the gap between traditional banking infrastructure and blockchain networks, removing the long-standing trade-off between legacy systems and digital innovation.
Well, this shift allows companies to operate in both environments at once, without disruption or costly overhauls. Instead of replacing existing systems, they can layer blockchain capabilities into payments and liquidity management where it delivers immediate value.
In conclusion, major corporate adoption signals a clear inflection point, where the focus is no longer on potential, but on practical use cases that improve efficiency, transparency, and liquidity management at scale.
With solutions like Ripple Treasury connecting traditional finance to digital assets, and integrations extending into established networks such as SWIFT, the divide between legacy systems and blockchain rails is rapidly closing.