As reported by Cointribune, Michael Saylor revealed that eight of the ten largest US banks, including Citibank, Bank of America, JPMorgan, and Wells Fargo, now offer loans secured by bitcoin. These loans feature interest rates between 4% and 6% and LTV ratios of 50% to 70%, outperforming DeFi alternatives. In Q4 2025, crypto loan volumes reached $150 billion, with 40% captured by traditional banks. JPMorgan launched a $10 billion credit facility secured by bitcoin in October 2025. Saylor noted a rapid shift in institutional adoption, with banks moving from hostility to integration in under a year. The Fed’s recent rate cut and potential rate hikes in Japan may further boost bitcoin’s appeal as a financial asset.
8 Largest US Banks Now Offer Bitcoin-Backed Loans, Says Michael Saylor
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