Good afternoon, fam! Many people focus on the speed of a cross border payment, but I think it's just as important to know exactly what the other party will receive. I've been paying more attention to zPayments from @zothdotio, and this is one of the things I find useful. A business can fund a payout with USDC, see the stated FX rate before sending, and know how much the recipient is expected to receive. There is no need to wait until the money has passed through several intermediaries to find out what actually arrived. Zoth supports local currency payouts across 171 countries, with compliance checks handled through the platform and instant settlement across supported corridors. For a large business payment, having that clarity before the money leaves the account can make a meaningful difference.