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The victim calls for help, only to end up being the one who has to explain themselves? Money stolen is transferred into an account, and the recipient may also be a victim—yet the account is still frozen and the funds are held up. Meanwhile, those behind the scam operation may not face proper accountability. In my view, combating fraud is essential, but we must trace the money accurately and distinguish between those who actively assist fraudsters and those who are unwittingly exploited. Don’t let citizens lose both their money to scams and their access to their own accounts.

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