I love my credit cards. Ramsey's wrong here, full stop. If you're paying the balance in full every month, the cash back, points, and travel rewards are real benefits. Turning down those rewards on principle is its own kind of superstition. My wife and I have booked hotel stays and airline tickets at massive discounts, and sometimes completely free, simply by using a credit card for expenses we were going to make anyway. We're currently using the Chase Sapphire Reserve. What card do you like to use? Genuinely curious.
Jeff SwansonShare
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