If you ask me, I’ll ask you back: . 📍 Do you already have an emergency fund of 3–6 times your monthly income? . If the answer is ❌ No, . I recommend you first allocate $10K–$50K to an emergency fund portfolio, while simultaneously learning about assets you’re interested in. . If the answer is ✅ Yes, . I’ll follow up with these three questions: . 1. What is the goal of this portfolio? 2. What is your investment time horizon? 3. What annual return are you expecting (%)? . If you can answer these clearly, it will ensure your asset selection aligns perfectly with your goals.
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