This morning, I took some time to review our account systems. My partner and I both maintain individual accounts to preserve our creditworthiness. This morning, I had the idea to move to Trade Republic. Here’s the final setup: - ING remains our creditworthiness anchor (individual accounts). - C24 or another bank will serve as our joint account. - Crypto cards remain our spending layer. - We use Aave solely for reserves and yield. - The second bank provides structure and redundancy, not primarily creditworthiness. How have you structured your system?
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