This is how a Nigerian “illiterate” handled a bank scammer.... Scammer: Your account has been restricted. Send your OTP now to avoid deactivation. Old man: If my money can disappear because of ordinary message, then the bank is the real scammer. Scammer: Sir this is urgent, act fast! Old man: My bank has a building. You have a SIM card. Scammer: You’re risking everything! Old man: No. I’m avoiding people like you. He ended the call. Now be honest: Is it ignorance that gets people scammed… or panic and greed? Some people will say “lack of education” Others will say “even graduates fall for it” Which one is the real problem in Nigeria?

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