KuCoin Launches Interest-Free Lending Program Offering up to 3 Million USDT
11/12/2025, 09:06:02
Dear KuCoin Users,
KuCoin has launched a new Interest-Free Lending Program designed for professional investors who seek flexible capital solutions to maximize margin efficiency and expand trading capacity.
Program Details:
Starting today, eligible users can enjoy 0％ interest borrowing of up to 3 million USDT. Funds from multiple sub-accounts can be combined as margins, and there are no restrictions on trading products. Eligible users can freely use the borrowed funds across spots, futures, and other products, as well as transfer and withdraw funds as long as collateral requirements are met.
Lending is available in USDT, USDC, BTC, and ETH.
Eligibility of Program:
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Newly registered API-using clients and show a 30-day trading volume of at least $30M on either spot or futures trades on any other reputable crypto exchanges.
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Current clients enter a new business line in KuCoin, e.g. a spot trader who begins trading futures, or vice versa.
Up to 5x on Collateral Assets:
|
Collateral Assets
|
Borrowing Amount with 0% Interest
|
|
$75,000
|
$100,000~300,000
|
|
$125,000
|
~$500,000
|
|
$250,000
|
~$1,000,000
|
|
$500,000
|
~$2,000,000
|
|
$750,000
|
~$3,000,000
|
Eligibility of Interest-free:
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Interest-free for the first 2 months. After the interest-free period, interest rates will be adjusted based on the user’s trading volume, with the possibility of continuing interest-free or low-interest loans with rates as low as 2%.
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Starting from the 3rd month, for every $500,000 loan amount, a minimum trading volume of $35,000,000 in the previous month is required to maintain 0% interest.
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From the 5th month onward, for every $500,000 loan amount, a minimum trading volume of $70,000,000 in the previous month is required to maintain 0% interest.
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From the 5th month, if users don't meet 100% of the required trading volume, a deducted interest rate applies for the next month based on the completion rate:
|
Completion Rate of Required Trading Volume
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Annual Interest Rate
|
|
< 50%
|
7%
|
|
50% – 70%
|
4%
|
|
70% – 100%
|
2%
|
|
100%
|
0%
|
Other Benefits:
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2 months market maker fee trial period with max -0.012% (spot) or -0.009% (futures) maker rebate.
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Supports low-latency colocation service and higher API rate limit.
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7*24h API technical support.
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If you require a higher loan amount, please contact the KuCoin institutional team for customized services.
Apply now or contact us for more information:
Email: institutional@kucoin.com
Telegram: @KuCoin_MM_KA
Telegram: @Lisa_KuCoin
Regards,
The KuCoin Team
Find The Next Crypto Gem On KuCoin!