KCUSD Exclusive Deposit Boost: Earn Up to 6% APR

KuCoin Earn will launch the KCUSD Exclusive Deposit Boost. During the campaign, users who register, make an Eligible Net Deposit of at least 1,000 USD equivalent in USDT, USDC, or USDG from outside KuCoin, and subscribe to at least 1,000 KCUSD may qualify for a 30-day Total Campaign APR of up to 6%.

The campaign is limited to the first 3,000 eligible users. First come, first served.

Campaign Period: From 10:00 September 7, 2026 to 10:00 on September 30, 2026 (UTC).

Campaign Tiers

The Total Campaign APR consists of the current KCUSD Base APR and the applicable Bonus APR. The KCUSD Base APR may change dynamically. The actual Base APR displayed on the KCUSD Product Page shall prevail.

How to Participate

1. Register
   Visit the campaign page and complete registration during the campaign period.

2. Deposit new funds and subscribe to KCUSD
   Deposit USDT, USDC, or USDG from outside KuCoin and use the newly deposited funds to subscribe to at least 1,000 KCUSD.

3. Meet the campaign requirements
   Once your Eligible Net Deposit reaches at least 1,000 USD equivalent and your KCUSD subscription reaches at least 1,000 KCUSD, you will become eligible and your individual 30-day reward period will begin.

Your campaign tier will not be locked when you register or first become eligible. KuCoin will determine your final tier and applicable Bonus APR after your individual 30-day reward period, based on your Final Eligible Net Deposit.

 

How Is the Final Eligible Net Deposit Calculated?

Final Eligible Net Deposit = Total Eligible External Deposits Made During the Campaign − Total External Withdrawals Made From the Start of the Campaign Until the End of Your Individual 30-Day Reward Period

The following rules apply:

1. The calculation starts from the beginning of the campaign, not from the time you register.

2. Eligible external deposits made during the campaign before registration may still count.

3. External withdrawals made during the campaign before registration will also be deducted.

4. External deposits made after the campaign ends will not count.

5. External withdrawals made after the campaign ends but before the end of your individual 30-day reward period will still be deducted.

6. If your Final Eligible Net Deposit is below 1,000 USD equivalent, you will not receive a Bonus Reward.

 

How Is the Daily Reward Principal Calculated?

During your individual 30-day reward period, your KCUSD holdings must be at least 1,000 KCUSD on a given day for that day to qualify for reward calculation.

The Daily Reward Principal is the lowest of:

1. Your Cumulative Eligible Net Deposit Balance as of that day;

2. Your eligible KCUSD balance for that day;

3. The Maximum Reward Principal for your final campaign tier.

Your Cumulative Eligible Net Deposit Balance as of each day is calculated as the total eligible external deposits made from the start of the campaign up to that day, minus the total external withdrawals made during the applicable period. External deposits made after the campaign ends will not be added, while external withdrawals made before the end of your individual 30-day reward period will continue to be deducted.

If your KCUSD holdings are below 1,000 KCUSD on any day, the Daily Reward Principal for that day will be zero. This will not automatically disqualify you from the entire campaign.

External withdrawals or KCUSD redemptions may reduce your Daily Reward Principal, final campaign tier, and Bonus Reward. Daily balances and reward calculations are subject to KuCoin’s records.

The Bonus Reward is calculated as follows:

Bonus Reward = Sum of the 30 Daily Reward Principals × Applicable Bonus APR ÷ 365

 

Calculation Example

For this example, assume that User A made no eligible external deposits or external withdrawals from the start of the campaign until registering on September 10.

User A registers on September 10, makes an Eligible External Deposit of 100,000 USDT from outside KuCoin, and uses the deposited USDT to subscribe to 60,000 KCUSD.

If User A had made any eligible external deposits or external withdrawals during the campaign before registration, those transactions would also have been included in the calculation of User A’s Cumulative Eligible Net Deposit Balance.

User A’s individual 30-day reward period runs from September 10 to October 9.

User A’s Daily Reward Principals during the individual reward period are shown below:

On September 13, User A’s KCUSD balance is below 1,000 KCUSD, so the Daily Reward Principal for that day is zero.

For this example, assume that from September 15 to October 9, User A maintains an Eligible Net Deposit Balance of 60,000 USDT and a KCUSD balance of 40,000 KCUSD. Therefore, the Daily Reward Principal is 40,000 KCUSD for each of the remaining 25 days.

At the end of the individual 30-day reward period, User A’s Final Eligible Net Deposit is 60,000 USDT. User A therefore qualifies for the 2% Bonus APR tier.

The Bonus Reward is calculated as follows:

Bonus Reward
= (60,000 + 50,000 + 50,000 + 0 + 70,000 + 40,000 × 25) × 2% ÷ 365
≈ 67.40 KCUSD

Therefore, User A is expected to receive approximately 67.40 KCUSD in Bonus Rewards, subject to KuCoin’s final calculation.

The Bonus Reward is separate from the rewards calculated and distributed under the applicable KCUSD Base APR.

 

Reward Distribution

1. KCUSD Base APR rewards will continue to be calculated and distributed according to the applicable KCUSD product rules.

2. Bonus Rewards will be calculated after each user’s individual 30-day reward period and distributed in a single payment in KCUSD within 10 business days.

3. KCUSD holdings above the Maximum Reward Principal for the applicable tier may continue to earn the applicable KCUSD Base APR, but the excess portion will not qualify for the Bonus APR.

 

Which Deposits Count?

Eligible External Deposits refer to USDT, USDC, or USDG transferred to KuCoin during the campaign from an external wallet, blockchain address, or another trading platform.

Which Transfers Do Not Count?

The following internal transfers will not count toward the Eligible Net Deposit:

• Transfers between KuCoin accounts;

• Transfers between a main account and its sub-accounts;

• Transfers between Funding, Spot, Earn, or other KuCoin business accounts;

• Transfers from other KuCoin Earn products to KCUSD;

• Internal reinvestments following the maturity of other Earn products;

• Other internal transfers that do not increase the user’s total holdings on KuCoin.

Can I Participate on the Last Day?

Yes. If you complete registration, the eligible external deposit, and the KCUSD subscription before the campaign deadline while capacity remains, you can still receive a full 30-day reward period.

 

Terms and Conditions

1. Users must be registered on KuCoin and complete registration on the campaign page to participate.
2. The campaign is limited to the first 3,000 eligible users on a first-come, first-served basis.
3. Only eligible external deposits made during the campaign will count toward the Eligible Net Deposit.
4. Internal transfers and transfers that do not increase a user’s total holdings on KuCoin will not count.
5. The KCUSD Base APR may be adjusted based on market conditions and risk levels.
6. Users must not use multiple accounts, automated tools, or other improper methods to participate in the campaign. KuCoin reserves the right to disqualify users involved in fraudulent or abusive activity.
7. KuCoin reserves the right of final interpretation of the campaign. If you have any questions, please contact KuCoin Customer Support.

Risk Warning

All APRs stated in this announcement are annualized rates. The KCUSD Base APR may change dynamically, and the Total Campaign APR does not constitute a fixed return or a guarantee of returns.

Actual rewards depend on the user’s Final Eligible Net Deposit, daily KCUSD holdings, Daily Reward Principals, applicable campaign tier, and the campaign rules.

KCUSD is a flexible-yield certificate used internally on the KuCoin platform to record product shares and rewards. It is not a stablecoin, security, fund, tokenized real-world asset, or on-chain asset.

Before participating, please carefully review the KCUSD product page, product terms, campaign rules, and risk disclosures, and participate prudently based on your own funding arrangements and liquidity needs.