Khối lượng thanh toán hàng năm của stablecoin Visa đã vượt quá 20 tỷ USD, tăng 15 lần so với cùng kỳ năm trước

The Huoxing Finance report, according to Visa’s disclosure, its annualized settlement volume for stablecoins has surpassed $20 billion, representing more than a 15-fold year-over-year growth. In the second quarter, over 160 stablecoin-linked card projects have gone live on Visa’s network, with related payment volumes increasing nearly 200% year-over-year, indicating that stablecoins are accelerating their integration into credit card payment and settlement scenarios. Visa is collaborating with Credit Coop to provide revolving credit lines denominated in stablecoins for early-stage stablecoin-linked card programs, used for daily Visa settlement funds. Credit Coop locks receivables via Spigot smart contracts, automates repayments, and integrates Visa’s daily settlement data for credit granting and risk control, having executed over 9,000 repayments on-chain with cumulative financing exceeding $2.5 billion and zero defaults. Card projects such as Rain, Karta, Moto, and Xplace have all secured settlement working capital through this model and established credit histories for future institutional financing.