Matera trình diễn chuẩn thanh toán QR ANSI X9.150 tại Money20/20

The Mars Finance report states that a consortium comprising Core Bank and instant payment software company Matera, embedded payment company Payfinia, Solana Foundation, and other institutions conducted the first public live demonstration of the American National Standard ANSI X9.150 at Money20/20 USA in Las Vegas. The demonstration showed that a single QR code on an invoice enables customers to pay via FedNow, RTP networks, or USDC on Solana, with business invoice records automatically updated afterward. The report notes that ANSI X9.150 was approved as a standard by the X9 committee of the American National Standards Institute in July 2026, providing a unified QR code payment format for banks, payment networks, and software providers, covering account-to-account payments such as FedNow, RTP, ACH credit transfers, Zelle, and stablecoins. During the live process, small businesses sent invoices with X9.150 QR codes; customers could scan them using a credit union banking app or pay and confirm via the Squads Altitude wallet using USDC, with funds settling within seconds and the ERP system marking the invoice as paid. Carlos Netto, Co-Founder and CEO of Matera North America, stated that the company has open-sourced the X9.150 reference software because a standard built by only one company is not a true standard. Jamal Raees, General Manager of Payments at Solana Foundation, said X9.150 enables U.S. businesses to use a single QR code across payment rails—customers scan it and pay with USDC, and the invoice is marked as paid within seconds. Payfinia provides embedded payment support to nearly 30 community financial institutions and reported having completed testing with the Star One Credit Union mobile app. The report explicitly clarified that this demonstration was not a product launch. Participants in the X9.150 QR code consortium include Matera, Payfinia, Zelle under Early Warning, and Solana Foundation.