Chi tiêu hàng tháng của thẻ thanh toán tiền điện tử đạt 759 triệu USD, stablecoin thúc đẩy việc áp dụng ngoài trực tuyến

The Huoxing Finance report, according to a16z crypto, the monthly spending on crypto payment cards has grown from a niche scale to $759 million. These cards allow users to pay with cryptocurrency in any scenario that supports traditional card networks, with stablecoins converted to local currency at the point of sale, making the transaction experience identical to regular card payments for merchants. As of July 31, based on the spending composition across various card programs, RedotPay has long held the majority share, while EtherFi, KAST, and Karta have gradually increased their market share since the end of 2025. a16z crypto stated that crypto cardholders do not need traditional bank accounts; they can deposit stablecoins with the card issuer or hold them directly via self-custody. These cards expand global users’ access to USD accounts and provide stablecoin holders with a convenient spending method.