Hàn Quốc mở rộng thí điểm CBDC sang các giao dịch khu vực tư nhân

The Huoxing Finance report, according to DigitalToday, the Korea Internet & Security Agency (KISA) and the Ministry of Science and Information and Communications Technology have launched the "Deposit Token Payment Infrastructure Expansion Project," extending the results of Korea's CBDC pilot "Project Hangang" to the private payment sector. Managed by the Financial Settlement Institute, the project involves nine banks, eight payment gateways, and two major demand parties, with a total budget of 9.6 billion KRW, aiming to reduce payment processing fees for small and micro merchants. The project leverages existing payment systems rather than building new infrastructure; users complete payments via bank deposit token wallets, and merchants do not need to replace their terminals. The government also plans to apply deposit tokens to a pilot program for official business travel expenses and explore treasury fund management models in coordination with dBrain. Approximately 3 billion KRW of the total project budget will be allocated to development, operations, and promotion by SMEs, startups, and IT companies, while participating banks will separately advance approximately 4.5 billion KRW in related businesses.