Chủ tịch ECB cảnh báo châu Âu đối mặt với rủi ro chủ quyền thanh toán, đồng euro kỹ thuật số là giải pháp then chốt

The Huoxing Finance report, citing Finance Feeds, states that Christine Lagarde, President of the European Central Bank, warned at an ECB meeting that Europe faces the risk of losing payment sovereignty, as dollar-stablecoins and foreign networks are dominating future financial infrastructure. Lagarde noted that Europe lacks its own pan-European card network, with international card organizations accounting for over 60% of card payments in Europe, and 13 out of 21 eurozone countries no longer have national card schemes. She stated that a digital euro could break this situation, as its status as legal tender must be accepted across Europe. Lagarde emphasized that tokenized finance requires central bank money to scale securely, and market participants have indicated they will not issue digital assets at scale without central bank settlement infrastructure. The ECB is advancing two initiatives, Pontes and Appia, and is establishing connections between TIPS and India’s UPI and Southeast Asia’s Nexus system. She warned that if member states independently develop legal frameworks, fragmentation—currently being eroded by technology—will reemerge at the legal level. This competition has evolved into a geopolitical and sovereignty issue.