THE ERA OF OWNING A HOME WITH CRYPTO HAS BEGUN! ₿ Coinbase and Better Home & Finance have signed a groundbreaking partnership that allows you to use Bitcoin or USDC as collateral for a home mortgage! You no longer need to sell your crypto and deal with tax burdens. Plus, as long as you make your payments, there’s no risk of a “margin call,” even if the market drops. Your digital wealth is now turning into a real key to homeownership! #Coinbase #Bitcoin #USDC #Mortgage @coinbase

According to Reuters, Coinbase has announced a partnership with mortgage lender Better Home & Finance to allow homebuyers to pledge Bitcoin or USDC in their accounts as collateral for down payment loans. This loan will be separate from the Fannie Mae-backed primary home mortgage. Homebuyers can thereby avoid selling their crypto assets directly, preserving potential appreciation and deferring tax liabilities. Furthermore, as long as on-time payments are maintained, a drop in the collateral's value will not trigger margin calls.

🗞 Crypto News ⚡ Fannie Mae Opens $10T Mortgage Market to Crypto-Backed Home Loans.   • Fannie Mae is set to accept crypto-backed mortgages for the first time, with a product launched by Better Home & Finance allowing the use of Bitcoin and USDC as collateral. • This move opens up the massive $10 trillion mortgage market to digital assets, enabling borrowers to fund down payments and secure loans with cryptocurrency holdings.

[Topics in the Past Hour] • Coinbase partners with Better to enable BTC and USDC as collateral for home loan down payments • Middle East conflict escalates: U.S. military launches large-scale airstrike on Iran; Iran retaliates with missile attack on U.S. military base in Saudi Arabia

Everyone’s excited about Bitcoin mortgages right now, but most of them still lock you into the same old 30-year debt trap. Plus, you have to deal with: > Higher rates (0.5–1.5% above normal) > Low 40% LTV (post $100K for $40K) > Rehypothecation? Bitcoin only helps you get in the house, not out of the mortgage. That's integration NOT innovation ❌ Here's better options: Self-Repaying Mortgage (SRM) > 100% LTV (1:1) require > 3-6% APR at 33% LTV > No liquidation risk Bitcoin Mortgage Reserve (BMR) > 500% LTV (20% of home price) > Turn $BTC into an equity engine > Wipe out debt in 9 years (30% CAGR) USE your Bitcoin! No margin calls. No rehypothecation. No liquidation risk. No decades of being stuck. Bitcoin isn’t just a way to buy a home anymore. It's access to the lowest interest rates. It’s fastest way to own home free & clear. Innovation > Integration ⚡ Build Wealth Smarter.

Fannie Mae is now backing a model where Bitcoin can be used as collateral to buy a house. Not sell it. Not cash out. Just… use it. A new structure is emerging: your mortgage stays traditional, but your down payment can come from borrowing against Bitcoin—via players like Coinbase and Better. For years, Bitcoin holders had 2 choices: sell and trigger taxes, or hold and do nothing. That was the tradeoff. Now there’s a third option: leverage it. Keep your BTC, access cash, and step into real estate. This isn’t new. The wealthy have done this forever with stocks—never sell, just borrow. Bitcoin is just… entering that system. And that’s the part people are missing. Because once Bitcoin becomes acceptable collateral—especially inside Fannie Mae-backed structures—it stops being just “digital gold.” It becomes part of the credit system. But here’s where it’s different from the old crypto playbook. This isn’t BlockFi-style leverage. No daily margin calls tied to BTC price swings. Still… that doesn’t mean no risk. Miss payments? You can lose your Bitcoin. The risk didn’t disappear. It just changed shape. And if this model scales, something bigger happens. Bitcoin doesn’t just sit in wallets anymore. It gets integrated into traditional finance—packaged, underwritten, standardized. That’s powerful. But it also raises a question. Bitcoin was built to sit outside the system. So what happens when it gets pulled inside? Because the moment you borrow against it, you’re not just holding Bitcoin anymore. You’re participating in the system it was meant to replace.

FANNIE MAE-ELIGIBLE CRYPTO MORTGAGES ARE HERE 🏠️ A new product from Better + Coinbase lets buyers use $BTC or $USDC as collateral for a second loan to fund the down payment -- without selling their crypto. And it meets Fannie Mae standards, meaning it can be bought and securitized like traditional mortgages. This is the shift. Crypto isn’t just being traded -- it’s being integrated into real-world credit markets. If this scales, your crypto becomes collateral for life assets, not just something you sell to spend.

🕗 KuCoinTR Today – March 27, 2026 • Historic Decision: Fannie Mae announced it will begin accepting cryptocurrency assets as collateral for mortgages for the first time—a major step toward mainstream adoption. • MARA Holdings: Sold 15,133 $BTC to repurchase $1 billion in bonds; the stock price rose positively in response.

Peter Schiff warns that using Bitcoin as equity for a mortgage loan exposes lenders to significant risk, as a BTC crash could lead to total loss of collateral. #CryptoTeam #cryptocurrencies #Bitcoin