According to Reuters, Coinbase has announced a partnership with mortgage lender Better Home & Finance to allow homebuyers to pledge Bitcoin or USDC in their accounts as collateral for down payment loans. This loan will be separate from the Fannie Mae-backed primary home mortgage. Homebuyers can thereby avoid selling their crypto assets directly, preserving potential appreciation and deferring tax liabilities. Furthermore, as long as on-time payments are maintained, a drop in the collateral's value will not trigger margin calls.
