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Julie Gerdeman, who works on payments, digital assets and enterprise infrastructure at BNY, is leading the next venture with Ripple and C2FO on the XRP Ledger. The use case is simple. A buyer has approved the invoice and is ready to pay, yet the supplier waits months and the pool of investors who can touch the asset stays small. Putting that receivable on the XRPL widens who can reach it. What do you think happens to trade finance once access opens up?

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