

Ripple's Reece Merrick joined Revolut's Konstantinos Adamos and National Bank of Bahrain's Usman Ahmed at Fintech Forward 2025 for an important discussion. The message: digital asset adoption It's built on regulatory clarity, trust and real-world utility. That's how digital assets move from innovation to everyday use.

JUST IN: U.S. spot XRP ETFs recorded $8.43 million in net inflows on October 29. Franklin led the inflows with $5.57 million, followed by Bitwise with $2.86 million. Meanwhile, Ethereum ETFs saw $105.48 million in outflows and Solana ETFs lost $27.69 million. XRP ETF cumulative net inflows have now reached $1.81 billion, with total net assets at $1.47 billion. A notable divergence in institutional flows.

Julie Gerdeman, who works on payments, digital assets and enterprise infrastructure at BNY, is leading the next venture with Ripple and C2FO on the XRP Ledger. The use case is simple. A buyer has approved the invoice and is ready to pay, yet the supplier waits months and the pool of investors who can touch the asset stays small. Putting that receivable on the XRPL widens who can reach it. What do you think happens to trade finance once access opens up?


