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Negative gearing changes on 1 July 2027 🇦🇺 👉 Held an investment property before 7:30pm AEST, 12 May 2026: no change 👉 Bought an established home after that: its losses only offset residential property income, the rest carries forward 👉 New builds: no change Shares and crypto aren't caught by this one. Their 2027 change is the 50% CGT discount making way for indexation. Which side of 12 May did you buy on?

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