Katrina has been through the Victorian side of this and the bit that stands out is how many of these charges now sit on the property itself. The emergency services and volunteers fund is the latest. It started as a fixed charge for the 2026-27 year, it varies by region, and it is annual, not a one-off. About $282 in some areas, more in others. People are already asking why the existing tax take does not cover the CFA and the rescue services, and the answer is basically that it gets added to the bill anyway. For an investor the question is whether the rent still covers the stack once you add land tax and the rest. If it does not, either the rent goes up or the property stops making sense. Farmers are in the same bind. Insurance, land tax, and now this, on top of the ordinary costs of running the place. It is becoming a dinner-table conversation about whether the family home is still worth keeping. This is not only a Victoria story. Once the charges are attached to the land, the decision about whether to own it changes for everyone.