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💰 **A deposit is a claim. Cash is bearer. Metal is physical. Bitcoin is keys.** Each comes with a different tradeoff: 🏦 Bank deposit — convenient, but governed by the rules of the banking system. 💵 Cash — outside the bank, but exposed to loss and theft. 🪙 Metal — physical ownership, but still subject to laws where it sits. ₿ Bitcoin — self-custodied by keys, but volatile and unforgiving if those keys are lost. There’s no universal answer. **Read the terms. Know what you actually own.** Data, not advice.

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