Ripple CEO Brad Garlinghouse has once again clarified that Ripple USD (solana:FMHpvrXeNPZieGVQTELkvVPRZRXMNgpMoSSW8wBc2v31) and ripple:native are designed to complement each other rather than compete. While some community members worry that a USD-backed stablecoin might diminish XRP's role in cross-border settlements, the two assets serve distinct operational purposes. RLUSD competes directly with other fiat-backed stablecoins, serving institutions that require dollar-pegged stability governed strictly by regulatory frameworks. XRP, by contrast, remains the essential native asset of the XRP Ledger. Because XRP has no issuer, no central jurisdiction, and cannot be frozen, it retains a unique position for decentralized liquidity and dynamic market trading. Furthermore, nothing on the XRP Ledger moves without XRP, ensuring its utility remains foundational as institutional adoption of the @Ripple ecosystem expands.