SBI President Kitao summarized remarks on XRP and Ripple from the earnings briefing (November 2, 2026). President Kitao emphasized the following points: • Building a business ecosystem (28:06–28:38): XRP is not merely an asset to hold, like Bitcoin, but is critically important for building a business ecosystem involving real-world use cases such as payments and remittances. • Ripple’s value and influence (32:00–32:21): The SBI Group holds approximately 9% of Ripple’s shares; Ripple’s value growth directly contributes to the SBI Group’s value growth. • Evernorth (31:26–31:50): The SBI Group holds a 36.1% voting interest in Evernorth, the XRP treasury company. • Expansion in the U.S. market (58:47–59:12 / 1:14:05): The regulatory landscape for U.S. financial infrastructure and the importance of cross-border payments utilizing stablecoins such as JPYC and USD-backed tokens. • Future outlook (28:49–29:05 / 57:27–58:47): Continued commitment to exploring the potential future public release of XRP and advancing the adoption of on-chain finance driven by real-world demand. Source: SBI Holdings Q2 Earnings Briefing for the Fiscal Year Ending March 2027 https://t.co/jXsC4j0Znv