#HSCLifeRules - Jeffrey Tchui (@jtchui_abroad), Executive Director & Head of APAC at @hashgraph, HSC Asset Management Singapore, October 8 In Southeast Asia, micropayments in non-US dollar currencies are still an issue, and so is overnight settlement and clearing. I was at a dinner with people from four or five geographies, all with different bank accounts. Someone tried to pay me back with Zelle, another with Venmo, and somebody asked, "Can I give you Solana, USDT or USDC?" My identity in Web2 and Web3 isn't transferable. I had to open four or five applications, check state proofs on USDT and USDC transfers, then make sure my email was tied to my 2FA and my passkey. Settling that bill in Singapore dollars was full of friction #HSCSingapore