To be fair, banks experience fraud and hacks all the time and they spend way more in compensating losses than crypto ever will - credit card hacks, anyone? But I think the real lesson here is that we don't need crypto exchanges to be banks, too. Banks already exist and they do what they do pretty well, for better or worse. Exchanges were created to make money flow, not to store them. (And out in the open, of all things.)
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