The Bitcoin Mortgage Reserve, as a ledger. → Put: 20%+ of the home price in Bitcoin, held in escrow → Pay: your mortgage at 3–6% APR set by loyalty tier, plus a monthly BMR payment (waived at 30%+) → Get: financing for the full purchase price, and a reserve that moves with Bitcoin while you live in the home → Opportunity: your share of the reserve—up to 50% at the top loyalty tier—can retire the mortgage when it reaches the remaining loan balance, potentially decades early → Commitment: the contributed Bitcoin itself. It's committed to the mortgage and isn't returned to you → Risk: if Bitcoin stalls or falls, the reserve pays down less, and you keep paying a standard mortgage Six lines. Everything on the table. A product you can read as a ledger is a product you can price ⚡ Build Wealth Smarter.