🫡 Top Stable Yield-Bearing Tokens of the Week [W44] 2026 Ranked by APY + weekly delta ⸻ 1️⃣ $PRIME – @reflectmoney 27.52% APY (▼ 7.36%) Still the leader, but its headline yield has cooled considerably. → Reflect’s Junior Amplified vault offers amplified yield in exchange for first-loss risk. → Up to 16.04% boosted APY comes from Hastra incentives. → Reflect Points are currently offering 3.0x points. → The displayed APY can vary with incentives, capital allocation and market conditions. ⸻ 2️⃣ $jrAUTO – @Hastra + @ExponentFinance 19.05% APY (▲ 1.17%) A solid recovery puts jrAUTO comfortably in second place. → APY rises from 17.88% to 19.05%. → The junior strategy takes first-loss risk on U.S. auto-loan exposure in exchange for amplified yield. ⸻ 3️⃣ $jrONyc – @onrefinance + @ExponentFinance 15.21% APY (▼ 1.84%) The yield retreats after last week’s modest recovery. → jrONyc falls from 17.05% to 15.21%. → It remains a structured-yield strategy, with tranche-specific risks to consider. ⸻ 4️⃣ $USDC – @backyard_fi 15.01% APY (▼ 0.14%) Nearly unchanged week over week. → The @syntropia_ai USDC Vault uses delta-neutral market-making strategies across BTC, ETH and SOL, with trades hedged on Hyperliquid. → Backyard manages allocations across strategies. ⸻ 5️⃣ $USD* – @perena 14.23% APY (▲ 0.41%) A stronger rebound for USD* Junior. → APY climbs from 13.82% to 14.23%. → The yield comes with the additional risks associated with a junior tranche structure. ⸻ 6️⃣ $jrEHYUSD – @hylo_so + @ExponentFinance 13.82% APY (▼ 0.38%) The decline continues, putting jrEHYUSD just below USD* Junior. → APY moves down from 14.20% to 13.82%. → The junior tranche takes first-loss risk within the eHYUSD strategy in exchange for amplified yield. ⸻ 7️⃣ $USDC – @loopscale + @ExponentFinance 10.08% APY (▼ 0.48%) A noticeable dip takes this strategy closer to the 10% threshold. → APY falls from 10.56% to 10.08%. → The OnRe Growth Vault remains just above 10%. ⸻ 8️⃣ $kicUSDC – @kamino 7.80% APY (▼ 0.41%) The lowest-yielding entry this week. → Kamino Institutional Commodity Yield drops from 8.21% to 7.80%. → Its focus remains institutional commodity financing. ⸻ Weekly signals 👇 • $PRIME remains #1 at 27.52% APY, down 7.36 percentage points, with up to 16.04% boosted APY from Hastra incentives. • $jrAUTO rises 1.17 percentage points to 19.05%, strengthening its position at #2. • $jrONyc falls 1.84 percentage points to 15.21%. • Backyard USDC is nearly flat at 15.01%. • Perena’s USD* Junior rebounds to 14.23%, moving ahead of $jrEHYUSD. • $jrEHYUSD slips to 13.82%. • Loopscale + Exponent USDC falls to 10.08%. • Kamino’s $kicUSDC drops to 7.80%. ⸻ The leaderboard is cooling at the top, but the middle is shifting. Reflect’s $PRIME remains the clear leader at 27.52% APY, even after a 7.36-percentage-point decline. Meanwhile, $jrAUTO moves in the opposite direction, climbing to 19.05%. That puts it further ahead of the other structured-yield strategies. The middle of the table is getting tighter: Backyard USDC sits at 15.01%, just below $jrONyc at 15.21%, while USD* Junior moves ahead of $jrEHYUSD. At the lower end, both Loopscale USDC and Kamino’s $kicUSDC declined this week. And remember: High APY can reflect first-loss exposure, structured credit risk or temporary incentives. Boosted rewards and points can also affect the headline return. A higher APY doesn't automatically mean a better risk-adjusted opportunity. APY tells you what the market is paying. The structure tells you why. That’s the stable yield leaderboard this week 🫡