🧐 Taobao made it possible for businesses to thrive without difficulty; Dow Protocol @DowProtocol aims to eliminate businesses being held back by payment terms! When an online store sells $100,000 worth of goods, the factory may receive less than 30% of that amount immediately—the issue lies in payment terms. While revenue appears on paper, it cannot be converted into usable cash right away; waiting for payment before restocking may cause missed sales opportunities. In most cases, factories must self-fund production, and if supply chain issues arise, they can fall into a vicious cycle. At this point, if factories could obtain short-term financing based on confirmed receivables, they could begin production on the next batch ahead of schedule. This seemingly simple solution is exactly what Dow has been working on. 👉 RWA isn’t just about U.S. stocks and treasury bonds—it can also solve real-world problems. Transforming genuine financing needs arising from real transactions into assets that capital can participate in. These needs have long existed and are already served by traditional businesses like factoring and supply chain finance. What on-chain solutions aim to achieve is making the entry and exit of capital into these services more efficient and easier to verify. Dow is experimenting with on-chain Vaults to connect with such financing services. Currently, Vaults supporting these services already exist in ecosystems like Sui/Volo and BNB Chain’s Lista. In reality, Walmart and Sam’s Club already offer advance payments and supply chain financing to eligible suppliers, helping them receive payments earlier. But the vast majority of ordinary suppliers cannot access such high-quality advance payment services. Dow Protocol connects precisely with these short-term financing needs in e-commerce operations, offering better trade credit financing experiences to countless small merchants.