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Everyone's celebrating Franklin Templeton putting another $150M on the XRP Ledger. But they're missing the most important detail. Franklin can freeze those tokens. Nobody can freeze $XRP. Banks can issue tokens. Funds can tokenize billions. Stablecoins can come and go. But issuer-controlled assets come with someone holding the keys. @XRP doesn't. Same ledger. Different rules. That's the part nobody's talking about.

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