Are the founders of $HOOD preparing to sell their shares and flee? On October 21, $HOOD co-founder Baiju Bhatt sold 50,912 shares, cashing out $5.16 million. Seeing the founder reduce his stake, I immediately broke into a cold sweat. Don’t panic—I checked the SEC’s Form 4 and found the details: this transaction was part of a pre-arranged Rule 10b5-1 trading plan, established as early as November 2025, not a sudden attempt to exit. Similarly, we previously discussed how $CRCL’s CFO, Jeremy, announced his departure in September and sold 15,000 shares in October at $90 per share. This transaction was also planned under a 10b5-1 plan established back in March of this year. Next time you see insider selling, check SEC EDGAR for the company, open the Form 4, focus on transaction code “S” (sale), and look for any mention of a 10b5-1 plan in the remarks. While a 10b5-1 plan indicates pre-planned selling, it doesn’t eliminate other risks—but at least don’t panic-sell just because you see the news!