next week the first fixed rate AUTO loans on kamino reach the end of their 30D term $10M borrowed at 5.3% at launch in under 4 days, and that reserve has stayed fully borrowed ever since with auto-rollover those loans can renew automatically without a single transaction from the borrower without it, every one of those loops would have to unwind and rebuild each month that’s the UX that made fixed rates ready for everyone, the iPhone moment for onchain credit
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