JP Morgan just laid out what corporate treasurers are doing for the next 12 months, and they're not waiting around. They want better cash flow, new technology in the building, and lower costs. Over 40% are expecting more mergers and acquisitions before this year is out. And here's the part that matters. JP Morgan says tokenisation has moved from experimentation to targeted implementation. So the pilots are done. The budgets are signed. The priority list is being executed against, not debated. That's 26 countries & 60+ industries of corporate treasurers all moving the same direction at the same time, and most of this market is still pricing it like it's years away. The next 12 months are going to be a lot louder than people expect family.