Berlin drafted a 25% flat tax on crypto gains from Jan 1, 2027. Only bags bought after that date. Pre-2027 coins keep the 12-month tax-free hold. Plus solidarity → ~26.4% before church tax. Withholding by banks/platforms in 2028. Staking/lending income in the same bucket. NFTs and some stables/RWAs out. Draft. Not law. Revenue they penciled: small. If you already hold, the clock they sold you still exists — for now.
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