Living through the Bulls and Bears is a steady process, some days a difficult one, and yet I've learned that TIME is our friend. Speaking personally, NINE years of hard work.. with me under construction! The months of study and rebuild are truly worth it! In this time I dropped 12 stone, got strong again in body and mind, set a financial strategy that will outlast my latter years, earned a Master’s, raised four children, and learned more about money & myself more than I ever could have dreamed. This is a journey. Step by step. Day by day. Hour by hour. What the bull market will bring to my family is icing on the cake. What I have gained here with you has been an honour and a privilege. Many of you became dear friends, close comrades and teachers. I do not take this lightly. I'm excited for the future, I am Greatful 🙏