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Optimizing my wallet setup for the next chapter After reviewing my spending habits, I decided to keep only the cards that actually match my lifestyle: - MB Signature: lounge access, travel & dining benefits - MB JCB Ultimate: insurance & healthcare support - Kim Chi 365: daily shopping perks - Sacombank Cashback: transportation rewards Still exploring better options. Maybe MB Supreme for online shopping, but my monthly spending doesn't reach the required level yet.

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