
📌 Web3Caff Research: Preview of the Report on the U.S. Crypto Banking System (Part 1) — Circle Secures a Bank Charter: Why Are Web3 Companies Universally Moving Toward “Banking”? 🧩 As the U.S. regulatory framework for stablecoins gradually matures, the boundaries between Web3 institutions and traditional financial infrastructure are shifting. From national trust bank charters and federal preemption to digital asset custody, stablecoin reserve management, and payment infrastructure, an increasing number of Web3 companies are exploring federal charters to reduce cross-state operational costs and seek deeper integration into the U.S. financial system. Web3Caff Research’s full report will be released this Wednesday, offering a comprehensive breakdown of its charter characteristics, approval context, driving factors, industry impact, and future trends.
