
One thing I like about @ClappFinance 's Credit Line is that your borrowing cost isn't dictated by how busy the lending pool is. In many DeFi protocols, credit utilization drives interest rates. More people borrowing means higher utilization, which can push rates higher. @ClappFinance takes a different approach: your borrowing cost is tied to your LTV not everyone else's activity. That means the rate moves with your position not the crowd. For borrowers, that's a much more direct way to think about risk and cost. Start your journey here 👇 https://t.co/U8J05b4ZwN
