Retail adoption of stablecoins in Japan is entering a new phase. Matsuya Ginza → Senbō → Lawson. This is no longer just about “accepting digital assets for payment”—it’s moving into a phase where stablecoins integrate with existing POS systems, customer touchpoints, and data. I believe the true value of stablecoins extends far beyond payments. Payment × Data × Loyalty × Finance × AI When these elements connect, value doesn’t disappear after the payment moment—it remains with businesses as capital in the form of data, customer relationships, and new financial services. This is also “digital capital management.” The future competitive edge won’t be about “whether to adopt stablecoins,” but about “what kind of corporate value you can create using them.” I believe Japanese retail has entered a fascinating phase as a real-world proving ground for this transformation.