🚨 XRPL JUST GAINED A NEW LAYER: CREDIT. The loan protocol for the XRP Ledger has entered voting (XLS-65 and XLS-66) and promises to turn digital assets into productive capital. 🔗 https://t.co/9xn9DFJZYc What does this mean? Until now, the XRPL did three things: 1️⃣ Represent value 2️⃣ Move value 3️⃣ Trade value Now comes the fourth: finance value. How does it work in practice? ✅ Lenders deposit liquidity into single-asset vaults ✅ Borrowers access credit with off-chain agreed terms ✅ The protocol executes everything on-chain—amortization, interest, liquidation ✅ Integrated compliance with verifiable credentials Real-world use cases: 🔹 A payment provider using RLUSD can take short-term credit to cover settlement windows 🔹 A market maker finances inventory without selling assets 🔹 Treasury deploys idle assets to generate yield 🔹 Institutions build structured credit products on shared infrastructure Why is this huge? The XRPL is already the fastest institutional settlement network on the market. Now, with native credit built into the protocol, tokenized assets are no longer static—they become productive. This is the missing layer that transforms the XRPL into a complete capital market—with issuance, trading, settlement, AND financing. And best of all: all on the same ledger, with the same finality in seconds. Like, share, and follow @Brasil_Xrp for more. 💚 #XRPL #LendingProtocol #Credit #RWA #InstitutionalDeFi