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The EU just approved a major anti-money laundering package that will ban regulated crypto firms from supporting privacy coins like Monero (XMR) and Zcash (ZEC) starting July 2027. But here's the kicker: Bitcoin transfers between self-hosted (peer-to-peer) wallets remain outside direct EU identity verification requirements.


The new rules also introduce a €10,000 cash payment limit across all EU member states and stricter KYC obligations for crypto transactions of €1,000 or more. This is a major regulatory move against privacy coins, but Bitcoin peer-to-peer transfers got a pass — at least for now. Expect significant shifts in the EU crypto landscape.


Not financial advice. DYOR. $BTC

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