The PayFi era is here 💳 For years, stablecoins were mainly used for trading. Today, they're increasingly becoming payment infrastructure. This week, MoneyGram launched its own stablecoin, $MGUSD, on Stellar, giving 60M+ customers access to digital-dollar rails across nearly 500,000 locations worldwide. And it's not an isolated move: 🔹 Stripe acquired Bridge 🔹 Mastercard partnered with BVNK 🔹 Western Union launched its own stablecoin on Solana 🔹 Fiat-backed stablecoin supply has surpassed $273B 🔹 Real-world stablecoin payments doubled to nearly $400B in 2025 What's happening is bigger than crypto. Traditional payment companies are building around stablecoins because faster settlement, lower costs, and global accessibility are becoming competitive advantages. One detail worth noting: despite all this momentum, real-world payments still account for only a small share of total stablecoin volume. So here's the question: when do you think stablecoins become a mainstream payment method rather than just a crypto settlement tool?