⚖️ Old finance keeps access behind institutions, while $MKR, $LINK, and $COMP point to a market where code opens the door first What matters in this breakdown is not just the word DeFi, but the structure underneath it. Blockchain systems can record transactions, enforce rules, and let users reach services like lending, trading, and asset management directly. That changes how investors should read the sector. Instead of asking only which token is moving, ask which protocol is creating real utility, real usage, and real staying power. That is the kind of filter XFinancebull Academy wants people to build early