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CLARITY Act redefines stablecoin (crypto pegged to USD) rules. 📊 No more passive yield just for holding. Activity based rewards tied to payments, wallets, staking still allowed. Translation: Stablecoins = payment tools, not savings accounts. 10x Research flags potential headwinds for DeFi as yield centralizes toward regulated players like Circle. Coinbase and Circle backing the compromise. Banks protected. DeFi protocols? Adapt or lose ground.

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