Crypto Just Entered The U.S. Housing Market Fannie Mae, backing ~$4T in mortgages, is now allowing crypto-backed home loans. ➤ $BTC and $USDC can be pledged as collateral ➤ No need to liquidate crypto holdings ➤ Mortgage terms remain standard ➤ Liquidation only triggered after extended default For the first time, digital assets are being integrated into real estate credit markets. That matters because housing is one of the largest pools of capital in the global economy. → crypto becomes productive collateral → long-term holders avoid taxable events → capital efficiency increases across portfolios Historically, crypto sat outside traditional finance. Now it is being pulled into core financial infrastructure. The deeper shift is collateral recognition. Once an asset is accepted in lending markets, it transitions from speculation to financial primitive. This is how integration happens. Through collateral frameworks that allow capital to move between systems. And once that bridge is built, it tends to expand.